HEAT PUMPS FOR ONTARIO HOMES

Heat and cool your home
with one system.

A heat pump moves heat instead of creating it from scratch. In winter it transfers available heat into your home; in summer it reverses direction and removes heat like an air conditioner. The result is one system designed for efficient year-round comfort.

✓ Heating + Cooling ✓ Ducted or Ductless ✓ Cold Climate Options ✓ Hybrid Compatible
SMARTER POWER HVAC GUIDE ONTARIO
ONE REVERSIBLE SYSTEM Move heat.
Don’t manufacture it.

Heat pumps use a refrigerant cycle and compressor to transfer thermal energy between indoors and outdoors.

WINTER Outside → Inside Extract heat from outdoor air
SUMMER Inside → Outside Remove heat like an air conditioner
SOURCE Air or Ground
DISTRIBUTION Ducted or Ductless
CONTROL Variable Capacity
HEAT PUMP BASICS

Why homeowners are looking at heat pumps.

Heat pumps are not simply electric furnaces. They use electricity to move thermal energy, which is why their delivered heat can be greater than the electrical energy they consume.

01
Transfers Heat

Moves thermal energy from one place to another instead of relying only on combustion or electric resistance.

02
Heats + Cools

A reversing valve allows the same refrigeration system to provide winter heating and summer air conditioning.

03
Works With Different Homes

Central ducted systems can use existing ductwork, while mini-splits can serve homes or rooms without ducts.

04
Cold Climate Technology

Modern cold climate models are designed to keep operating well below freezing, with model-specific low-temperature limits.

HOW IT WORKS

Think of it as an air conditioner that can run in reverse.

The compressor, refrigerant, indoor coil and outdoor coil work together to absorb heat at one side of the system and release it at the other.

HEATING MODE Winter
01 Outdoor coil

Refrigerant absorbs available heat from outside air.

→
02 Compressor

The compressor raises refrigerant pressure and temperature.

→
03 Indoor coil

Heat is released into the home through an air handler or indoor head.

COOLING MODE Summer
01 Indoor coil

The system absorbs heat and moisture from indoor air.

→
02 Refrigerant cycle

Heat is carried through the refrigerant circuit to the outdoor unit.

→
03 Outdoor coil

Collected heat is rejected outdoors, cooling the home.

AIR SOURCE VS GROUND SOURCE

Same principle. Very different installation.

Most Canadian residential heat pump installations are air source. Ground source systems use the relatively stable temperature of the earth and can be very efficient, but the underground loop makes them a much larger project.

MOST COMMON
AIR
AIR SOURCE HEAT PUMP

Uses outdoor air as the heat source and heat sink.

An outdoor unit exchanges heat with the air. This is the most familiar residential format and can be installed as a central ducted system or as one or more ductless mini-splits.

  • Common retrofit choice for Ontario homes
  • Available in ducted and ductless configurations
  • Cold climate models are designed for low outdoor temperatures
  • Lower installation complexity than ground source
LESS COMMON
GROUND
GROUND SOURCE / GEOTHERMAL

Exchanges heat with the earth or ground water.

Ground source systems connect the home to buried loop piping or an appropriate water source. Because underground temperatures fluctuate less than outdoor air, performance can remain very stable through the seasons.

  • Potentially higher seasonal heating efficiency
  • Requires significant site and loop design work
  • Higher installation complexity and upfront cost
  • Design and installation should follow applicable CSA requirements
COMPARE
AIR SOURCE
GROUND SOURCE
Heat source
Outdoor air
Ground / ground water
Typical residential use
Very common
Less common
Installation
Outdoor unit + indoor equipment
Indoor equipment + buried loop field
Cold-weather influence
Outdoor air temperature affects capacity
Ground temperature is comparatively stable
Best fit
Most retrofits and new homes
Sites suited to geothermal loop installation
DUCTED VS DUCTLESS

Two ways to deliver the comfort.

Both can use air source heat pump technology. The difference is how heating and cooling are distributed through the home.

DUCTED Central System

Use the home's ductwork.

A central heat pump connects to an indoor coil or air handler and distributes conditioned air throughout the house. It can replace a central air conditioner or form part of a hybrid heat pump + furnace system.

BEST FOR Homes with existing central ductwork
DUCTLESS Mini-Split

Condition individual rooms or zones.

Ductless systems connect an outdoor heat pump to one or more indoor heads. Single-zone systems serve one space; multi-zone systems serve several rooms while allowing more independent temperature control.

BEST FOR Homes without ducts, additions and problem rooms
CHOOSE DUCTED WHEN
  • You already have usable ductwork
  • You want whole-home central distribution
  • You are replacing an existing central AC
  • You want to pair the heat pump with a furnace
CHOOSE DUCTLESS WHEN
  • The home has no central duct system
  • You need independent room or zone control
  • You are conditioning an addition, garage or difficult room
  • You want to avoid adding extensive ductwork
HEAT PUMP VS FURNACE + AC

Not quite apples to apples.

A furnace is primarily a heating appliance and a central AC is primarily a cooling appliance. A heat pump performs both functions, so the fairest comparison is often heat pump versus the furnace-and-air-conditioner combination.

HEAT PUMP

One refrigeration system for heating and cooling.

  • Provides heating and air conditioning
  • Transfers heat instead of relying only on resistance or combustion
  • Variable-capacity models can closely track changing home loads
  • Cold-weather capacity varies by model and outdoor temperature
FURNACE + AC

Two appliances sharing the same duct system.

  • Furnace handles heating
  • Air conditioner handles cooling
  • Gas furnaces can provide strong output in extreme cold
  • Cooling equipment does not provide winter heating
HYBRID / DUAL FUEL

Heat pump + furnace: use each where it makes sense.

A hybrid system pairs an electric heat pump with a furnace. Controls can switch between the two based on outdoor temperature, system capacity, operating strategy or energy economics. It is a practical retrofit path for many Ontario homes that already have forced-air gas heating.

READING A HEAT PUMP SPEC SHEET

Three efficiency numbers worth understanding.

Bigger numbers are not automatically better in every situation. Equipment still needs to be correctly matched to the home's heating load, duct system and climate.

SEER2 Cooling efficiency

Seasonal Energy Efficiency Ratio 2 compares seasonal cooling output with the electricity used. Higher generally means more efficient cooling operation.

HSPF2 Heating-season efficiency

Heating Seasonal Performance Factor 2 estimates seasonal heating performance. It is useful when comparing similar heat pump systems.

COP Heat delivered ÷ electricity used

A COP of 3 means roughly three units of heat are delivered for each unit of electrical energy consumed at that test condition.

ENERGY
STAR
CURRENT COLD CLIMATE BENCHMARK Low-temperature performance matters, not just the headline SEER2.

Current ENERGY STAR cold climate criteria include minimum seasonal efficiency requirements plus low-ambient heating tests. When comparing systems, review the actual heating capacity and COP at low outdoor temperatures—not only nominal tonnage.

ONTARIO WINTERS

What “cold climate” actually means.

Modern cold climate air source heat pumps use variable-capacity compressors, improved heat exchangers and controls to maintain useful heating performance at temperatures well below freezing. Natural Resources Canada notes that some cold climate systems can operate at outdoor temperatures around −30°C.

01

Capacity still changes with temperature. A heat pump's maximum heating output is not identical at +8°C and −20°C.

02

Defrost is normal. Outdoor coils can collect frost, so the system periodically runs a defrost cycle.

03

Supplemental heat may be part of the design. This can be electric resistance heat or a furnace in a hybrid setup.

COLD CLIMATE DESIGN Think in temperature ranges.
+10°C Mild heating
0°C Typical winter operation
−15°C Low ambient performance matters
−30°C Model-specific operating limit
IMPORTANT

Do not assume every heat pump is a −30°C system. Always confirm the manufacturer's certified capacity and operating data for the exact indoor/outdoor equipment match.

WHICH CONFIGURATION FITS?

Start with the house, not the equipment sticker.

The best heat pump depends on how the home is built, how heat is distributed, what equipment is already installed and what you expect the system to do.

EXISTING DUCTWORK

Central ducted heat pump

Often a strong fit when replacing central AC or upgrading a forced-air HVAC system.

NO DUCTWORK

Ductless mini-split

Useful for electric-baseboard homes, additions, outbuildings and targeted zones.

KEEPING A GAS FURNACE

Hybrid / dual-fuel system

The heat pump handles heating and cooling through much of the year while the furnace remains available as the alternate heat source.

MULTIPLE PROBLEM AREAS

Multi-zone ductless

One outdoor system can serve multiple indoor zones where room-by-room control is useful.

MAJOR NEW BUILD / PROPERTY

Consider ground source

Worth evaluating where the site, project budget and long-term design justify a buried geothermal loop system.

HIGH PERFORMANCE GOAL

Cold climate variable capacity

Look beyond nominal tonnage and compare certified low-temperature capacity, COP and heating-season performance.

BEFORE YOU BUY

What a proper heat pump assessment should consider.

Correct equipment selection matters as much as the brand. Oversized and undersized systems can both reduce comfort and efficiency.

01Heating + Cooling Load

Determine how much heating and cooling the home actually needs rather than replacing equipment by tonnage alone.

02Duct Condition + Airflow

Existing duct size, leakage, static pressure and airflow can affect comfort and equipment performance.

03Low-Temperature Capacity

Review how much heating capacity the exact system provides at Ontario winter temperatures.

04Backup / Supplemental Heat

Determine whether the design uses electric auxiliary heat, a furnace, another source—or no supplemental heat at typical design conditions.

05Electrical Requirements

Confirm breaker, service and wiring requirements for the outdoor unit, indoor equipment and any auxiliary heat.

06Outdoor Unit Placement

Allow for drainage, service access, airflow and protection from deep snow or roof runoff.

07Controls

Thermostat and control strategy should be compatible with the equipment and, for hybrid systems, the selected changeover strategy.

08Eligible Equipment Match

If a rebate is part of the project, verify the exact indoor/outdoor equipment combination and current program rules before installation.

ONTARIO HEAT PUMP REBATES

Finished learning? Check your eligibility.

Rebate amounts and program rules change. Use our dedicated Ontario rebate page to review current eligibility, qualifying pathways and the next steps before purchasing or installing equipment.

HOMEOWNER FAQ

Heat pump questions, clearly answered.

Can a heat pump replace my air conditioner?
Yes. An air source heat pump operates as an air conditioner in cooling mode and can often replace the outdoor AC unit while also adding heating capability.
Can a heat pump replace my furnace?
Sometimes, but the answer depends on the home, climate, equipment selection and design. Some homes use a heat pump as the primary heating system with electric supplemental heat. Others use a hybrid system that retains a furnace for colder conditions or for operating-cost strategy.
What is the difference between a regular and cold climate heat pump?
Cold climate models are designed and tested to maintain stronger heating performance at low outdoor temperatures. Compare low-temperature heating capacity and COP for the exact system, not just the marketing name.
Do heat pumps still work below freezing?
Yes. Modern air source heat pumps can operate below freezing, and cold climate models can operate at much lower temperatures. Capacity and efficiency change as outdoor temperature falls, so the equipment must be selected around the home's winter heating requirements.
What is a ductless mini-split?
A ductless mini-split uses an outdoor heat pump connected by refrigerant lines to one or more indoor units. It conditions the room or zone directly without relying on central ductwork.
What is a hybrid heat pump system?
A hybrid or dual-fuel system combines an electric heat pump with a furnace or boiler. Controls alternate between the two heat sources according to the system design, outdoor conditions or operating strategy.
Is ground source always better than air source?
No. Ground source can provide excellent efficiency, but it requires a suitable property, loop design and a much more involved installation. Air source systems are more common and are often simpler to retrofit into existing homes.
Does a bigger heat pump heat the home better?
Not necessarily. Oversizing can create comfort, cycling and efficiency problems, while undersizing may leave the system unable to meet the design load. Proper load calculation and equipment selection are important.
Are Ontario heat pump rebates available?
Programs and eligibility can change. Visit Smarter Power's Ontario Heat Pump Rebates page for the current rebate pathways and qualification details before purchasing equipment.
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